New therapist and therapy

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I’m sure you know as you read from my last post that I am still seeing a therapist. However I have changed who I see. I liked my first one, she was such a sweet, old(ish) lady and I actually felt like I was learning something and was on the path to a better me.

Of course we all know how much insurance is a bitch. I was getting onto Medicare and her company will not allow Medicare so I was on the search for someone new. I mentioned to my pain specialist if he knew of another good therapist that I could go to and that would take Medicare. He gave me another name so I went to visit her.

At first I wasn’t sure if I liked her; she seemed wayyyyy too happy. But not long after meeting her she told me that she is also a child therapist, which now makes sense why she is so upbeat. I have seen her a few times now and I have to say, she has grown on me! She is always trying to make me strive to be the best that I can be, and that’s great! I guess my first therapist that didn’t bother much with me had left a bad taste in my mouth and now I am leery of who will be trying to figure out what’s going on in my head.

I see her once or every other week while I also have group therapy with her and others. This group therapy is called Dialectical Behavior Therapy (DBT). This therapy teaches a person to manage their emotions, stress, etc. It has four focus parts: “Emotion Regulation, Distress Tolerance, Interpersonal Effectiveness, Mindfulness.” I haven’t been able to do my first group session yet due to bad weather and sickness. Which is fine by me because I am nervous about the whole “group” thing. I do not like being the center of attention as well as being in a group and getting picked to answer a question. However, my therapist PROMISES me that I don’t have to talk if I don’t want to. I’m holding her to it.

The little nerd inside of me gets excited because we have weekly ‘homework.’ Surprisingly so far it has been a little difficult. I don’t know if I took shitty notes or if it is because I haven’t been working on this very long yet. We have to valuate our day and see if we participated in the four modules. Maybe it will be easier once I have my first group session and have heard other participant’s answers.

Has anyone tried this DBT form of therapy before??

 

 

Photo credit: www.mediabistro.com

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That Darn Pesky Debt

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Something I am trying to “deal” with in my therapy sessions is getting my finances under control. According to my therapist, my debt is keeping me from reaching one of my goals (which I agree).

 

Waiting for Medicare sucks because no insurance wants to cover your sickness, so you end up stuck with COBRA health plan that is half of what you receive a month for disability. Not only that, but prescription prices are not any better. I paid an extra $200.00 plus my expensive monthly COBRA payment each month.

 

So how is a person supposed to live if they have at most $200.00 a month to pay for anything or any other bills? Answer: credit. I was living off my credit card since I had no other way to pay for necessities. And no, I wouldn’t go blow a bunch of money; I learned about credit the hard way and realized quickly the difference between want and need.

 

However, due to my situation and going on Social Security, I am back where I was when I first learned the evils of credit cards. My therapist asked me if I thought about bankruptcy and that thought actually had been in the far corner of my head.  But something was stopping me—being too proud and not wanting to give up another “freedom.” Going on disability took just about everything of mine such as my job, my own place, and my vehicle. I didn’t want to be forced to get rid of something else since I am in the process of rebuilding myself from my lowest low in my whole life. I looked at bankruptcy as dragging me back down yet deep down I knew I had to start the process instead of having the idea dance around in my head.  

 

My therapist has been doing a wonderful job and helped me view it in a positive light. I finally decided to move forward with putting words into actions; tomorrow I visit an attorney to sign paperwork.

 

I doubt I will be able to get my student loans taken care of since they are “private,” but will still try. Even though I will be making a monthly payment to my attorney, I know it will be a heavy burden off my shoulders to no longer have to deal with the other debt and collection calls.

 

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Thank you to www.skybankfinancial.com for use of photo.